Monthly Archives: June 2017

Returns on Investments Trading on Active versus Passive Funds, According to Warren Buffet

Recently, the Oracle of Omaha, as he’s fondly referred to by millions, made a bold wager. In his million-dollar wager, Buffet claimed that he would outdo the top-rated hedge fund investors on Wall St. by investing in passive stocks and shares listed on the S&P 500. The winnings, one million dollars was, eventually going to be doled out to charity.

In an opinion piece posted on CNBC, Tim Armour of Capital Group Inc., concurs with the sentiments about shady mutual funds and managers by Warren Buffet, 100%

How Brokers Mint Millions Using Your Money

According to Tim, trading in the leading product labels often results in poor returns on investments fund, especially for short-term investors. Tim cites two primary reasons why that is the case. One, high membership fees and payment processing costs. Two, there’s a great deal of excessive trading which takes place in between the days and months leading up to your payday.

Tim notes that passive index investments aren’t necessarily the easiest and safest bets. The experienced portfolio manager reiterates on the convenience of long term opportunities. Short term investing, for instance, in passive funds on the S&P 500 is akin to a double-edged sword. During markets downturns, these indexes risk being wiped out completely and your entire portfolio comes tumbling in minutes.

Keep Costs Low for Better Margins

Mr. Armour succinct example, using America’s most active mutual funds versus the top five listed passive funds. Mr. Armour reasons, had you invested, let’s say, $10K in the top five mutual funds in America 40 years ago, you’d have made more money than someone who invested the same amounts in the leading S&P 500

Tim reminds us of the importance of selecting competitively priced investment mutual fund firms. Additionally, never sign up with a company which doesn’t reveal the exact investment choices and decisions done by the leading management team.

About Tim Armour

Timothy D. Armour holds several high profile positions at the hedge fund investment firm, Capital Group Inc. He’s the firm’s CEO, Chairman and, Principal Executive. Tim has a 35-year experience working in the financial Fastlane. He operates from the headquarters of Capital Group in Los Angeles. Tim is an alumnus of the business School of Middlebury College. At Middlebury, Tim specialized in Economics studies.

Career Profile of Marc Sparks- A Serial Entrepreneur

Marc Sparks is a famous serial entrepreneur who has founded dozens of startups since leaving high school in 1975 in Austin, TX. After more than three decades in the entrepreneurship field, Marc decided to put his wisdom and knowledge on paper to inform others about his experiences in the world of business. Marc believes that challenges and hardships are brought by God so we understand that success comes with responsibilities, and that makes us humble. In fact, it is not easy for a person to forget where or when he/she got a scar in life. Marc Sparks believes it is God’s grace he is a self-made multimillionaire, remembering he got C+ in high school. Mr. Sparks did not attend college to be trained on his entrepreneurship skills, but he believes it is an instinct he was born with. Learn more:


Mark Sparks Business Strategy


Marc’s entrepreneurship strategy is to create companies from ideas disputed by others. Today, the entrepreneur operates several portfolio companies under Timber Creek Capital, LP, his private equity firm. From initial business ideas, Marc proceeds to create effective business model and culture, as well as developing both short-term and long-term growth plans. He leads by example for creating avenues for his team to follow. Mr. Sparks explains that his door is always open for discussions with his team about their progress or any other issues.


Marc Sparks the Author


Mark has written a book, They Can’t Eat You, where he shares everything he has done in his live. According to Mr. Sparks, those reading his book will learn more from his unsuccessful businesses than from those succeeding. For instance, the entrepreneur explains that he founded a tech company and made sales worth $200 million a year, but also founded an insurance holding firm and built it to about a billion dollar venture, and then lost it in three months. Readers would like to know what went wrong for Marc to lose his business within such a short time so they can avoid his mistake or other forces that affected his business. Marc wants his experiences to be like a blessing to other existing and potential entrepreneurs. This is a perfect book for entrepreneurs whose hopes are diminishing and unable to realize their goals. Learn more:


Marc Sparks Involvement in Charities


Mr. Sparks is very passionate about helping others, especially less privileged in the society. He operates The Samaritan Inn, a life-saving homeless facility based in Texas established in late 1980s. The facility accommodates close to 160 individuals a night, and stay there for up to five months on average. Mark has also partnered with Habitat for Humanity; being involved in the construction of over ten homes. He also supports the American Can! Academy. Sparks has a foundation that helps at-risk-kids break the poverty cycle. Learn more:


Why Omar Yunes is the New King of Restaurants

The hospitality industry is characterized by cutthroat competition, which forces many businesses to close shop within the first few months of their launch. Japanese restaurant chain Sushi Itto has defied expectations to become a leading brand in the hospitality industry. The restaurant’s Mexican outlets are operated by Mexican entrepreneur, Omar Yunes. The entrepreneur was recently recognized as the world’s Best Franchisee at a glamorous ceremony that was held in Florence, Italy.

This award was not surprising to those who know Mr. Yunes because he has been steadfastly dedicated towards ensuring that his business provides excellent services to its clients. He has made immense contributions to the hospitality industry by virtue of the brand that he represents. Mr. Yunes became the chain’s franchisee at a relatively young age of 21 years. At the moment, he operated 13 outlets in Mexico City, Vera Cruz, and Puebla. This represents ten percent of the chain’s outlets.

Utmost Commitment

While accepting the honor, Omar expressed his delight and his gratitude towards his employees since they form the backbone of his outlets’ operations. Their commitment has enabled the management to innovate, something that has helped his restaurants to expand in the face of intense competition from other brands.

The ceremony was attended by delegates from more than 34 countries including Hungary, Portugal, Argentina, Mexico, and Italy. Each franchisee was evaluated based on its prominence within its network, and the contributions made in terms of savings and knowledge implemented, and how it motivates its employees. Omar emerged top due to the strategies that he has laid down, which have helped his franchise to realize better management of tech-savvy business models.

Mr. Omar in Brief

Omar is an influential figure in the Mexican hospitality industry. Through his leadership, the restaurants that he operates have managed to foster excellence in product offerings and customer care. Despite signing up with Sushi Itto at a young age, he has managed to build an enviable empire. All its outlets in Mexico are hotspots, something that attests to the strategic leadership that Omar provides. Besides running the restaurant chain, Mr. Yunes is also a successful real estate developer with interests in New York and Polanco, Mexico.

Michael Lacey and Jim Larkin Say New Texas Legislation Gives Law Enforcement Free Reign

Frontera Fund executives, Michael Lacey and Jim Larkin said, immigrants living in Texas will now be subject to a “show me the papers” standard, since Texas Governor, Greg Abbott ratified a controversial bill.

The governor of Texas, Republican Greg Abbott affirmed the controversial state bill banning “sanctuary cities” in Texas, and authorizes the police to question the immigration status of detainees.

Last month, Abbot initialed the legislation that seeks to penalize local governments and universities that choose not to cooperate with federal immigration authorities in the identification of undocumented immigrants. The law is known as SB4, the initiative to ban so-called “sanctuary cities” and Abbot also signed an amendment that was approved by the House of Representatives that allows law enforcement to interrogate the immigration status of those arrested in Texas.

Michael Lacey and Jim Larkin say the amendment is very similar to the one approved in Arizona in 2010, widely known as “show me the papers,” where police authorities may ask the immigration status of individuals who, for example, are stopped for a traffic matter.

Larkin and Lacey point out that this bill is much different from previous ones targeting sanctuary cities because, Texans sheriffs who are in charge of the officers that do not cooperate with Immigration and Customs Enforcement (ICE) could face jail time. Additionally, the law also includes a measure that allows government agencies to be penalized up to $25,000 per day. Read more: About Lacey and Larkin- Frontera Fund

Despite Governor Abbot receiving strong pressure from various fields, including economic, cultural and numerous associations like The Frontera Fund, that advocate for civil rights, the governor made it clear from the beginning that his position was to end this type of cities in Texas.

Michael Lacey and Jim Larkin point out that these measures will stop undocumented immigrants and place them in a situation of helplessness, as they will be exposed to arrest and deportation.

The Frontera Fund, launched in 2013, helps to educate the public of racial, civil, and human rights harms. The organization also provides a platform for other grassroots organizations to campaign against injustices.

The leading players with a significant role are activists Michael Lacey and Jim Larkin. After experiencing injustice and a false arrest at the hands of controversial Arizona Sheriff Joe Arpaio, and winning a $3.7 million settlement, Larkin and Lacey founded The Frontera Fund, that was initially, loosely structured around the Hispanic community and immigrant issues. Today, resources are directed towards a larger variety of issues and the organization supports a broad of grassroots organizations.

Julie Zuckerberg’s Excellent Talent Shines Through At the Deutsche Bank

Julie Zuckerberg is a recruitment expert who has worked throughout her entire career to be able to get that title. She has wanted to make sure that she can do more with what she has to offer people and that she will be able to get more out of the options that are available to her. It is something that has set her apart from all of the other recruiters at different banks and also something that has given her the chance to see that there is more to life than just trying to find someone who will do the job. She knows that finding the experts who can perform in executive positions is a great way to make things better for banks.


At all of the different banks that Julie Zuckerberg has worked with, she has been able to hire people who turn out to be some of the best executives that the banks have ever seen. Even when she first started out, banks were clamoring for her to try and get her to come to them and make sure that she was going to be able to find people who would work for the banks and do what they could to make the banking world better.


One thing that has set her apart from other recruiters is that she comes up with her own strategies. While other recruiters use strategies that have been developed by other people, she uses the strategies that she knows are going to work best based on her own experiences. This has given her a chance to discover the strategies, test them and make sure that they work. She has used them with all of the banks that she has worked with and is currently using the strategies with the Deutsche Bank. She even did so with the latest recruit that she hired that made the bank perform much better than it had in the past.


When she was working to get to the point where she is at today, Julie Zuckerberg found a lot of information about recruiting. She studied it and learned what worked best for the best banks in the world. She ended up working for those banks and that was something that was like a dream come true for her. She was able to find out all of the strategies, put those principles together and make them work for her.


When Julie Zuckerberg is not recruiting or finding new strategies that she can use for recruits, she is doing what she can to make sure that she is enjoying her life. She enjoys redecorating her home, renovations and jogging all around New York City. She wants to be able to spend more free time than what she has had in the past exploring the city and going to art galleries. She enjoys both the art aspect of life as well as the music aspect which she showcases with the different opportunities that she has made for her own life and enjoyment.


Wild Ark And Their Econ-Conscious Destinations

Wild Ark is a lovely company that allows people to travel to the most eco-conscious destinations in the world, and this article explains places that may be visited for their environmental impact. There are quite a few places where travelers may go to learn about the environment, and they will learn something about the planet while traveling with Wild Ark.


#1: What Is The Impact Of This Place?


There are many beautiful locations around the world from the African savannah to the Alaskan coast. These places are gorgeous, and they are a part of a much larger ecosystem that may be impacted by pollution. Wild Ark helps people learn how these locations change the world, and the travelers walk away with ideas that will help them change the world.


#2: Planning The Whole Trip


The trips are planned through the Wild Ark office, and the trips are offered with any number of amenities that the customers prefer. Customers may ask for a number amenities that will make the trips more fun, and they will be friendly to the environment when they leave on the trip.


#3: Traveling With A Guide


Wild Ark and other travel firms are sending guides with their customers, and they will know the country where the party lands. The party will learn quite a lot, and they will follow the guide to all the locations that have been planned for the trip. The trip will be safe for all parties involved, and they will be given a number options for planning the trip. They may ask the guide to take them anywhere they like, and they may travel with a party of any size.


The tours that are planned with Wild Ark will be quite a lot of fun, and they will be led by someone who works directly for the company. The tours are given with an emphasis on the environment, and the environment is helped quite a lot as the traveler learns what is happening in the African plains or Alaskan coasts where they are traveling. Each trip will open the eyes of a new traveler who is learning of the world.


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